Deadline for all credit funds, stock speculation recovery

 February 2, a large state-owned commercial bank credit Enforcement Division told the credit funds for self-examination that the property market into the stock market to recover all of the loan period.
It is understood that this self-examination and whether the diversion of focus include developers hoarding land development loans to buy, whether the borrower to credit funds to buy funds, financial management Futures margin products or used as such.
this, the state-owned large brokerage houses say that the inflow of credit funds can not rule out the possibility of stock and property markets, but the loan funds can not be full of credit control, self-examination difficult.
highly concerned about China Banking Regulatory Commission requires banks mortgage risk
there are good reasons to carry out this self-examination.
2009, China's banking sector 9.59 trillion yuan broke the day after the amount of new credit, market liquidity is abundant. The idea that large-scale flow of capital surplus real estate and stock markets, as soaring real estate prices led to last year, a major factor in rising stock market.
the state accusing him believe that credit funds into the stock and property markets , in pushing the case of asset price bubbles, but also led to a high risk of savings.
Obviously, this is the bank from carrying out self-examination. It is understood that self-examination and focus on development loans, including whether the developer diversion purchase of hoarding land, whether the borrower to credit funds to buy funds, financial products or for other futures margin.
Currently, the balance of bank loans real estate loans accounted for about 20%. At the national policy of frequent before the introduction of regulation of real estate, bank real estate loans require a high degree of risk concerns.
Guoxin Securities latest research report that the current real estate industry policy is tight, and with the arrival of the rate hike cycle, the credit contraction, real estate industry in 2010 sales will be affected.
Greater China Banking Research Center, Guo Tian Yong that frequently cropped up around the Interim Measures, China Banking Regulatory Commission to carry out self-examination can be interpreted as strengthening the implementation of ; self-examination for the above order, Guo Tian Yong further pointed out that the issue of self-examination if the banks have appeared there are tight loose situation, checking and tightening of bank customers could face risk of loss.
, the difficult self-examination. transferred to other bank accounts.
the person added, in fact, including regulators, including any institution of credit funds into the stock and property markets are just an estimate of the size of the concept.
how, depends on whether the bank will have self-examination. The flow of funds, the bank will face the risk of losing customers.
In fact, this self-examination is not a surprise. In 2010, China Banking Regulatory Commission last week held its first briefing on economic and financial situation, the CBRC Chairman Liu had stressed that the effective establishment of risk.